In actual markets the interest rate emerges from time, prices, and capital valuation—not raw productivity.

Rate cutting odds increased vs. a week ago, but I chalk it up to a bit inconsistent job market data (headline NFPs vs. unemployment rate), driving up uncertainty.

The stock market experienced a massive reversal after Nvidia announced another blowout earnings report.

The F.I.R.E. Dividend Growth Portfolio is built on the idea of creating enough growing income to eventually support early retirement.

GARP is the best type of stock because it combines the growth and compounding needed for a stock to appreciate over the long term with the margin of safety characteristic of value investing.